Privacy Policy

Introduction

Malcolm T Sloan PLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit inquiries, or engage with our lending services.

By using our services or providing us with your information, you agree to the terms of this Privacy Policy. If you do not agree with these terms, please do not access our website or use our services.

Information We Collect

We may collect the following types of information:

Personal Information

• Name, email address, phone number, and business contact information
• Company name, business address, and industry classification
• Financial information necessary for loan underwriting (revenue, bank statements, tax returns)
• Government-issued identification and business registration documents

Automatically Collected Information

• IP address, browser type, and device information
• Pages visited, time spent on site, and referral sources
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for the following purposes:

• Loan Processing: To evaluate your funding application, conduct underwriting analysis, and provide lending services
• Communication: To respond to your inquiries, send transaction updates, and provide customer support
• Marketing: To send you information about our products, services, and industry insights (with your consent)
• Compliance: To comply with legal obligations, prevent fraud, and protect our rights
• Website Improvement: To analyze usage patterns and improve our website functionality

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: With trusted vendors who assist with loan processing, credit reporting, payment processing, and IT services (under strict confidentiality agreements)
• Legal Requirements: When required by law, court order, or government regulation
• Business Transfers: In connection with a merger, acquisition, or sale of assets (with appropriate safeguards)
• Consent: With your explicit consent for specific purposes

SMS & Text Message Communications

If you opt in to receive SMS or text messages from Malcolm T Sloan PLC, the following terms apply:

Consent and Opt-In

By providing your mobile phone number and consenting to receive text messages, you agree to receive recurring marketing and promotional SMS/MMS messages from Malcolm T Sloan PLC sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

Message Frequency

Message frequency varies depending on your interaction with our services. You may receive up to 4 messages per month.

Message and Data Rates

Message and data rates may apply based on your mobile carrier's plan. Please contact your carrier for details on your messaging plan.

Opt-Out and Help

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. Upon sending STOP, you will receive a confirmation message indicating that you have been unsubscribed. For assistance, reply HELP or contact us at malcolm@malcolmtsloan.com.

Consent Not Required for Purchase

Consent is NOT a condition of purchase. You may choose not to receive SMS messages and still apply for and receive our lending services through other communication channels.

Supported Carriers

Our SMS program is supported by major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Delivery and availability may vary by carrier.

Data Security

We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Encryption of sensitive data in transit and at rest
• Secure servers with restricted access controls
• Regular security audits and vulnerability assessments
• Employee training on data privacy and security best practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your information (subject to legal retention requirements)
• Opt-Out: Unsubscribe from marketing communications at any time
• Data Portability: Request a copy of your data in a structured, machine-readable format

To exercise any of these rights, please contact us at malcolm@malcolmtsloan.com.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and personalize content. You can control cookie preferences through your browser settings, but disabling cookies may limit certain website functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised effective date. Your continued use of our services after such changes constitutes your acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Malcolm T Sloan PLC
4105 North 20Th St
Phoenix, AZ 85016
Email: malcolm@malcolmtsloan.com